STP Calculator

Plan systematic transfers between mutual fund schemes with flexible frequency options.

Initial Investment in Source Fund

₹10,000₹50,00,000

Transfer Amount

₹1,000₹1,00,000

Transfer Frequency

Source Fund Return (% p.a.)

2%12%

Target Fund Return (% p.a.)

4%20%

Total Period

months

6 months60 months

Final Corpus

₹0

Source Fund (Debt)

₹0

Target Fund (Equity)

₹0

How is this calculated?

STP systematically transfers a fixed amount from a source fund (usually debt/low-risk) to a target fund (usually equity/high-risk) at regular intervals. The source fund continues to earn its return on the remaining balance, while the target fund grows on the accumulated transfers.