NIFTY23,5480.00%SENSEX74,7760.00%BANKNIFTY54,2390.00%NIFTYIT42,1500.00%USD/INR83.50.00%GOLD2,3300.00%SILVER30.50.00%CRUDEOIL780.00%BITCOIN67,8450.00%NIFTY23,5480.00%SENSEX74,7760.00%BANKNIFTY54,2390.00%NIFTYIT42,1500.00%USD/INR83.50.00%GOLD2,3300.00%SILVER30.50.00%CRUDEOIL780.00%BITCOIN67,8450.00%NIFTY23,5480.00%SENSEX74,7760.00%BANKNIFTY54,2390.00%NIFTYIT42,1500.00%USD/INR83.50.00%GOLD2,3300.00%SILVER30.50.00%CRUDEOIL780.00%BITCOIN67,8450.00%NIFTY23,5480.00%SENSEX74,7760.00%BANKNIFTY54,2390.00%NIFTYIT42,1500.00%USD/INR83.50.00%GOLD2,3300.00%SILVER30.50.00%CRUDEOIL780.00%BITCOIN67,8450.00%NIFTY23,5480.00%SENSEX74,7760.00%BANKNIFTY54,2390.00%NIFTYIT42,1500.00%USD/INR83.50.00%GOLD2,3300.00%SILVER30.50.00%CRUDEOIL780.00%BITCOIN67,8450.00%NIFTY23,5480.00%SENSEX74,7760.00%BANKNIFTY54,2390.00%NIFTYIT42,1500.00%USD/INR83.50.00%GOLD2,3300.00%SILVER30.50.00%CRUDEOIL780.00%BITCOIN67,8450.00%

Education Loan Calculator

Plan education loan EMI with moratorium period and interest subsidy options.

Share:
₹50,000₹1,00,00,000
%
6%18%
years
1 years6 years
months
0 months12 months
years
1 years15 years
EMI (Post-Studies)
₹17,563
Interest Accrued in Study Period
₹2,75,000
Total Payment
₹21,07,575
Original Loan₹10,00,000
Interest During 2yr Course + 6mo Moratorium₹2,75,000
New Principal (at repayment start)₹12,75,000
How is this calculated?

During the course + moratorium period, simple interest accrues on the loan amount. At repayment start, the accrued interest is added to the principal, and standard EMI is calculated on this new principal. Under Section 80E, you can claim a full deduction on interest paid for up to 8 years.